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The Curb Estimate

Will this rental actually cash flow?

Monthly cash flow, cap rate, cash-on-cash and the DSCR your lender will run. Free, no account, and the numbers stay on this page unless you ask us to email them.

The deal

Purchase
$
%
$
$
Loan
%
yrs
Income
$
%
Expenses
$
$
%
%
%
$
Managing it yourself? Leave management at 0% - most landlords with a few doors do. Lenders and buyers will still price in 8-10% when they look at the deal.
Monthly cash flow
$0/mo
Cash-on-cash
-
Cap rate
-
DSCR ⓘ
-
Cash to close
-
Rent after vacancy
Loan payment (P&I)
Taxes + insurance
Maintenance + reserves
Management, HOA, utilities
Left over each month

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These are projections. The real numbers start the day you close.

The Ledger is bookkeeping for landlords with a few doors: import a bank statement and the entries write themselves - checked against the statement's own totals - then one package goes to your CPA in April. Your actual cash-on-cash, from books your bank confirms.

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For education, not financial or investment advice - projections depend on the numbers you feed them, and every market is its own animal. Talk to your own lender, CPA or advisor before buying. · How The Ledger works · Why trust us with your books
The Ledger is bookkeeping software, not a tax or legal adviser. Tax figures are drafts - review them with your CPA. · © 2026 The Ledger Tech LLC