For agents: what happens to your buyer after closing

The closing statement you hand them sets up their books. A link with your name on it, and nothing sold to them.

Your investor client closes, gets the keys, and then keeps a spreadsheet for a year - or nothing at all - until April. The Ledger picks up where you leave off: the Closing Disclosure is the first paper it reads, and it knows what to do with every line of it.

Day one: the closing statement does the typing

They drop the CD or settlement statement and the property is set up: purchase price, closing costs (capitalized, not deducted), the loan and lender, the closing date. The county tax bill splits land from building. The first mortgage statement anchors the balance. Ten minutes, no data entry, and nothing they read off a page by hand.

Bought to rent

Books start at closing. The first payment date, the escrow, the write-off - all from the papers.

Moving out and renting their old home

Asked on the first screen. The day it becomes a rental sets the tax year's interest, escrow and depreciation; an appraisal sets the value that day.

The year after

Rent lands and is checked against the bank statement. Receipts are snapped or emailed in. Every figure on the dashboard opens the rows behind it. And in January the year is one download - a package their CPA can sign, with every figure's source printed beside it. What the CPA sees.

Your link

Send buyers here with your name on the door. The front page says who sent them; the account remembers your code.

Pick any code - your name, your brokerage. Write to hello@thepropertyledger.app and it is registered against you, so you can ask any time how many of yours signed up. There is no fee to you and no fee to them to start.

What it is not

Who is behind it

A landlord in Texas who does finance for a living and got tired of rebuilding his rentals' year every April. It is built around the package he hands his own CPA. If your buyers would rather not learn bookkeeping, this is the handout to give them with the keys.

Hung LamFinance professional and hands-on landlord · EMBA, UT Austin · TCU

See the app The sample package their CPA gets